Frequently Asked Questions

Q. What if I have some property that I want to keep?  Can I keep my house or my car for example?

A.  Many times, our clients qualify for certain exemptions under the Federal Bankruptcy Code.  You need to contact an attorney to discuss your situation. Just because you have assets does not mean you will have to give everything up or lose everything you own, in fact, there are many, many items that qualify for exemption under the current law.

Q. How much does a bankruptcy cost?

A. Bankruptcy is a tool that you may be able to use to discharge your debts if you qualify.  However, like a tool, Bankruptcy protection can only work if and when it is used properly.  We recommend you use a law firm or a lawyer to represent you in court.  Our rates are competitive and tailored to your circumstance, we will work with you.  There are many options out there, do not be fooled, competent representation comes only from a licensed attorney. Do not put yourself or your family in further jeopardy, call an attorney today.

Q. What about the creditors like Credit Cards, will they stop calling me?

A.  Federal Bankruptcy protection occurs on the day you file your case.  Under the law, a creditor is stopped from pursuing any collections against you.  This means the calls must stop immediately upon filing.  As for the debts owed, each filer has a different situation, but generally, there can be debt relief for unsecured debts if you qualify under the rules.  Call a lawyer to find out about your specific situation.

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